Torn Plunder Calculator | Optimize Your Mugging Gains

How the Torn Plunder Algorithm Works

Understanding the math behind mugging is crucial for any aspiring Torn City pirate. The amount you plunder is not random luck—it follows a strict formula based on your victim's cash on hand and your specific modifiers.

The Mugging Formula

When you successfully mug a target, the game first calculates a Base Roll. For a "fresh" target (someone who hasn't been mugged recently), this roll is typically between 5% and 10% of their wallet amount.

Your bonuses are then applied to this base amount additively. The standard formula estimation is:

Does Plunder Stack with Merits?

Yes. The Plunder Weapon Bonus is one of the most powerful modifiers because it allows you to break the standard "soft caps" of mugging.

For example, if you have 10/10 Masterful Looting (+50%) and a specialized melee weapon with 25% Plunder:

• Total Bonus: 75% increase on the base yield.
• Result: Instead of taking 10% max, you can take up to 17.5% of the victim's total cash. On a $1 Billion target, that's an extra $75 million profit per hit.

Common Mistakes to Avoid

• Ignoring Faction Perks: Many Criminality factions offer passive mug boosts. Don't overlook these when calculating expected returns.
• Buying Low-Quality Plunder Weapons: A low % Plunder weapon might not justify the cost vs. a higher damage weapon. Use this calculator to see if the ROI makes sense.
• Forgetting to Refresh: Result estimates assume the target currently holds the cash specified. In Torn, cash moves fast!

Frequently Asked Questions