Is my banking data secure?

Yes, absolutely. This tool operates 100% on the client-side using JavaScript. Your MT940 files are processed directly in your browser and are never uploaded to any server. You can even disconnect your internet and use the tool offline.

What is an MT940 file?

MT940 is a standard SWIFT format used for electronic bank account statements. It contains detailed transaction information but is difficult to read manually. This converter transforms it into a readable CSV or Excel file.

Does this support multi-line transaction descriptions?

Yes, our algorithm intelligently parses tag :86: and merges multi-line descriptions into a single cell, ensuring no details are lost during conversion.

Convert MT940 to Excel/CSV
Securely & Instantly

The privacy-focused converter. Drag & drop your .sta, .swi, or .txt bank files to parse them instantly. No signup, no uploads, no limits.

Drag & Drop MT940 file here

or click to browse (.txt, .sta, .940)

0 Transactions

0.00 Total Credits

0.00 Total Debits

Date	Account	Type	Amount	Currency	Description	Reference

Why convert MT940 to CSV?

MT940 (Swift Customer Statement Message) is the global standard for banking transaction data. While it's perfect for inter-banking communication, it's not human-readable. Accounting software and spreadsheet tools like Excel or Google Sheets require structured data in CSV format.

This tool bridges that gap instantly. Whether you are an accountant reconciling month-end statements, a business owner tracking cash flow, or a developer testing banking integrations, our converter saves you hours of manual data entry.

100% Secure & Private

We use local browser technology. Your financial data never leaves your computer. No servers, no tracking.

Lightning Fast

Built with optimized JavaScript to handle large files (100MB+) with thousands of transactions in milliseconds.

Smart Parsing

Automatically detects and merges multi-line transaction descriptions (Tag :86:) for cleaner export data.

How to use this tool

Step 1: Export your bank statement in MT940 format (.sta, .swi, .txt) from your online banking portal.
Step 2: Drag and drop the file into the box above.
Step 3: Review the parsed data in the live preview table.
Step 4: Click "Download CSV" to save the file for Excel.

Frequently Asked Questions

What banks use MT940 format?

Most major international banks support MT940, including Citibank, HSBC, Deutsche Bank, ING, Barclays, and many others. It is the standard SWIFT format for electronic account statements.

Can I convert multiple files at once?

Yes! You can select multiple files in the file dialog or drag multiple files at once. The tool will combine all transactions into a single comprehensive list.

Why does the description look different in Excel?

Excel sometimes interprets certain characters or long numbers incorrectly. Our tool cleans the data before export, but ensure you import the CSV into Excel using the "Data > From Text/CSV" wizard for the best results.

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Convert MT940 to Excel/CSV Securely & Instantly