The Transfer Market is ruthless. Don't lose coins to the tax man.
Whether you are playing EA FC 25 on console or grinding FC Mobile on the go, building an Ultimate Team requires math. From calculating Squad Building Challenge (SBC) ratings to ensuring your "snipe" is actually profitable after tax, precision is key.
We built these **FC / FIFA Utilities** to help you save Coins and Points. Calculate tax margins instantly, determine the exact XP needed for Season rewards, and optimize your player training without wasting fodder.
Team & SBC Rating Calc
Solve SBCs cheaper. Don't waste high-rated players. Calculate the exact combination of ratings (e.g., 84s and 87s) needed to hit an 86-rated squad requirement for that Icon SBC.
Market Tax Calculator
Profit or Loss? The market takes a cut (5% on Console, usually 10% on Mobile). Input your buy and sell prices to see your true profit margin. Essential for traders and snipers.
FC Mobile Training XP
Level up fast. Training players in FC Mobile gets expensive. Calculate the XP and Coins required to take a player from Level 1 to 30. Know exactly how much "fodder" you need to consume.
Coins vs. FC Points
Is that pack worth it? Convert real money (FC Points) to in-game Coin value. Determine if opening a promo pack with Points is a scam or a good deal compared to buying coins.
Season XP Tracker
Will you finish the Season? Input your current XP and remaining days. Calculate how much XP you need per day to reach Level 40/50 and unlock the final Storyline Player or Pack reward.
Winning the Ultimate Team Market
In Ultimate Team (FUT), Coins are king. The best way to make coins isn't just playing matches—it's trading. But trading blindly is how you lose money.
1. The "EA Tax" Explained
Every time you sell a player on the Transfer Market, the game deducts a percentage of the sale price.
- Console/PC (FC 25): 5% Tax. If you buy for 10,000 and sell for 10,500, you actually *lose* coins because the tax is 525.
- FC Mobile: 10% Tax (can be reduced with VIP levels). The margins here are much tighter.
2. SBC "Fodder" Math
Squad Building Challenges (SBCs) often require specific ratings (e.g., "Min. Squad Rating: 88"). Using an 89-rated player in an 83-rated squad is a massive waste of value. Our **OVR Calculator** helps you find the cheapest solution—often called "the fodder method"—by balancing high and low-rated cards perfectly.
3. Training Transfer (Mobile)
In FC Mobile, training levels are valuable. Moving XP from one player to another uses "Transfer Points." Knowing the exact XP requirements helps you plan whether to sell a trained player or melt them into your new signing.
Frequently Asked Questions
Do these tools work for FC 25 and FC 24?
Yes. The math for Squad Ratings (OVR) and Market Tax (5%) has remained consistent across FIFA 23, FC 24, and FC 25. The tools are updated to reflect the current game logic.
Is buying FC Points ever worth it?
That depends on the "Coin-to-Point" ratio of the specific pack. Use our **Value Calculator** to input the pack cost and the average coin return. Generally, opening packs with coins is bad value, while Points are best reserved for guaranteed "Store Packs" during promos like TOTY (Team of the Year).
How does the OVR Calculator handle bench players?
For SBCs, bench players do not count toward the Team Rating. Our calculator focuses purely on the starting XI, which is the standard requirement for all Squad Building Challenges.
More Generators Hubs You Might Like: