Compare Digital Nomad Insurance
Find the perfect travel medical insurance for your remote lifestyle. Compare coverage, deductibles, and prices instantly.
About Digital Nomad Insurance
As a location-independent professional, traditional health insurance often doesn't cut it. Digital nomad insurance is a hybrid product designed to bridge the gap between travel insurance (for short trips) and comprehensive international health insurance (for expats).
How to Use This Tool
We've simplified the complex world of insurance policies into an easy-to-use comparison engine:
- Enter Your Details: Input your age and destination preference (including or excluding the USA affects price significantly).
- Compare Features: Look at the Medical Limit (how much they pay max) and Deductible (how much you pay first).
- Select & Export: Select up to 3 providers to see a side-by-side comparison or export the data to CSV for later reference.
Key Features to Look For
Medical Limit: For most nomads, $250,000 is a safe baseline. If you're traveling to the US, aim for higher.
Home Country Coverage: Most travel insurance stops working the moment you step foot in your home country. Look for policies that offer "incidental" home country coverage for visits.
COVID-19 Coverage: Ensure the policy treats COVID-19 like any other illness, covering treatment and hospitalization.
Frequently Asked Questions
Travel insurance is typically for short vacations and focuses on trip cancellations and lost luggage. Nomad insurance focuses on long-term medical coverage abroad, often renewable while traveling, and allows for one-way tickets.
Generally, no. Most travel medical insurance policies exclude pre-existing conditions unless you buy a specific "acute onset" rider or a comprehensive global health plan (which is much more expensive).
Yes! This is a key feature of digital nomad insurance. Providers like SafetyWing and Genki allow you to purchase a policy even if you are already abroad.
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